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FREQUENTLY ASKED QUESTIONS
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Frequently Asked Questions

How do I know if I can file bankruptcy?

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Will creditors stop harassing me 24/7 after I file bankruptcy?

Yes! Once you file for bankruptcy, an automatic stay prevents creditors from contacting you or attempting to collect on your debt.

Will filing for bankruptcy stop my Wage Garnishment?

Yes! Your wage garnishment will be stopped the second we file your bankruptcy with the courts. Once you file for bankruptcy, an automatic stay prevents creditors from continuing with wage garnishments and law suits.

Can I keep my property if I file for bankruptcy?

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Does spouse have to file bankruptcy with me?

No, you and your spouse do not have to file together but you must list your spouses debts and assets in your bankruptcy petition. Listing your spouses debts and assets ensures that creditors will not be able to pursue any community property/assets shared between you and your spouse.

Can I discharge my child support arrearages?​

No, child support and alimony are not dischargeable and

Can I discharge my student loans?​

Only in extreme hardship cases can student loans be discharged. You can speak with the attorney to go over possible scenarios where this will be possible.

Can my business still operate?

If you are self employed, you can still operate your business while filing chapter 7 bankruptcy. If you are incorporated, you may have to file as a chapter 11 bankruptcy. Set up an appointment with the attorney to discuss your options if you are operating a business and want to file.

Contact Us

Free Consultation

909-915-0181 ∙ 760-835-9353

Contact Us

Free Consultation

909-915-0181 ∙ 760-835-9353