Wage Garnishment

You should consider filing for bankruptcy immediately if you have defaulted on any type of loan or credit cards and received a letter from your employer stating your wages will be garnished. When this occurs, the court will issue an order instructing your employer to withhold a percentage of your wages and send it directly to the creditor until the creditor is paid in full. If you did not receive proper notice and your wages are already being garnished, we can go to court and stop your wage garnishment.

Filing for bankruptcy can eliminate or reduce the percentage owed on your wage garnishment. If you qualify for Chapter 7 Bankruptcy, you can also eliminate all of your debts (excluding student loans and child support). Even if you don’t qualify for Chapter 7 Bankruptcy, Chapter 13 Bankruptcy is a great option because it could help lower the amount you pay substantially.

The following types of debt can be discharged or reduced in your bankruptcy:

• Credit card debt
• Charge accounts
• Medical bills
• Payday loans
• Auto loan defaults

The Law Offices of Edgar Lombera can help eliminate your wage garnishment today. Call our Bankruptcy Attorney Edgar Lombera in Riverside and San Bernardino County to discuss your options and learn how you can stop your wage garnishment.